Spending Freeze

Tuesday, November 28, 2017



I am the worst when it comes to spending money. About 3 years ago, I was great at saving, only spending for things I truly need. Then somehow, I started to form a habit of seeing things and immediately wanting them. It has now gotten to the point where I don’t think about spending the money, I just buy it. That is not a good habit to have in your mid 20s.



I’ve decided to put myself on a spending freeze come 2018. No, I’m not going to buy everything I see before January 1st, but I’m will be getting things I had already planned on purchasing which includes a dress for New Years and some items to make holiday pies with Nik this year. Other than that, it’s on a freeze. It officially starts 1/1/18 but I’m going to start the process today. 

I can purchase :
  • Groceries ( wine is included )
  • Body products ( soaps / face washes) but only if current products are gone
  • Toiletries 
  • Cleaning Products
I cannot under any circumstances purchase: 
  • New makeup (including new and limited releases)
  • New clothes (because i saw it on instagram)
  • Purses ( big one, I love purses)
  • Unnecessary household decor / Appliances
  • Phone cases (Big one again, phone case hoarder)
  • Electronics ( I rarely buy electronics now so this should be a piece of cake )
Excluded items :
  • Possible manicure ( $17 a month isn’t bad as it sounds)
  • Possible maternity clothes ( post coming soon, I am not pregnant , yet). 
  • Snacks for work
Thanks to another blog post I saw, I figured this freeze would help me save and get to a point again where I don’t want to spend money every chance I get. 

In order to maintain this freeze, I’ve also decided to get rid of any temptation, therefore I will be deleting apps on my phone where I can quick shop, which includes : 

  • Target 
  • Nordstrom 
  • Etsy 
  • H&M
  • Amazon ( debating this, I can use this for items that are allowed technically ) 
  • Sephora

  • & ASOS. 

I plan to make an update post at the end of every month to update progress of the freeze. June will be the midterm period where I re-evaluate. June is also the month where I can possibly get a new phone upgrade, but we’ll see how it goes. 

2 comments:

  1. Yes! Deleting temptation is the best step you can take. I've been going through a similar thing since I've been working my first big girl job with real paychecks, but if you can control yourself in the holiday season, you're set for the rest of the year!

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  2. Good luck with your spending freeze. I'm on one for three months while I pay down my credit cards.

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